All of the Agencies and Private Detectives of the Prometheus Group specializes in the search for evidence in the utmost compliance with the laws and regulations in force.
Our investigations are admissible before the competent courts.
Since 2016, the law requires insurers to do everything possible to search for beneficiaries of unclaimed life insurance policies. This is the ECKERT Act of 13 June 2014 (applicable since 2016).
A life insurance policy is in default when the capital has not been paid to the beneficiary following the death of the insured and is therefore retained by the insurer.
Insurers are therefore obliged to check and identify their life insurance policyholders each year. They are also required to search for the beneficiaries of these contracts.
As a general rule, the terms of the insurance policy make it easy to identify the beneficiary or beneficiaries. However, life insurance contracts may refer to deceased beneficiaries. In these cases, it is then their heirs and rights holders who become beneficiaries.
In order to find these new beneficiaries, it is sometimes necessary to undertake genealogical research.
Thus, given the obligation on insurers to locate beneficiaries, they can conduct an insurance investigation.
The Prometheus Group works closely with genealogist experts. Our work does not stop at genealogy because once the new beneficiaries have been found, we must then be able to locate and identify them.
This is when the private investigator intervenes, who is the only one who has the essential approval to carry out this research.
A will is a written document that allows anyone to make aware of their last wishes.
In this document, the person writes how their assets will be shared. The will therefore expresses the conditions of donations, inheritances or estates.
There are three types of wills:
False holographic wills are the most common. Indeed, it is a document entirely written, dated and signed by the testator himself. The latest holographic will is the only valid one and cancels all those written previously.
“The holographic will will not be valid, if it is not written in its entirety, dated and signed by the testator: it is not subject to any other form” (Article 970 of the Civil Code). This obligation of handwriting leads to the existence of many false holographic wills.
It is as a result of death that false holographic wills can emerge.
The natural heirs of the deceased can often be alerted by amazing content.
For example, there may be a non-family beneficiary of the deceased, or an advantaged inheritor in the division of property.
In these different cases, victims can call on a graphologist who can carry out a document check as well as a graphological expertise of the writing, signature and contents of the deceased’s will. This analysis will shed light on any imitation.
The writing of a false will is often carried out in a contextof abuse of weakness, ignorance or trust. An abuse of weakness or ignorance is defined as fraudulently abusing an individual’s state of ignorance or weakness in order to induce him or her to carry out an act when that action could harm him.
It can be complex to see the presence of an abuse of weakness or ignorance. It is difficult to determine the vulnerability or not of the victim.
This is referred to as an abuse of weakness or ignorance in the following cases:
In the case of inheritance or inheritance diversion, the following cases can be observed:
But there is also talk of an abuse of trust when a property owner is robbed of a property previously entrusted to an individual.
Like the theft, the property was first handed over (following a written or oral agreement) to the perpetrator of the breach of trust. The same individual subsequently diverted the use of this property or did not return it within the time limit.
When it comes to estates, the work of the private investigator is valuable. It allows:
The private investigator has several methods of investigation:
To carry out his mission, the private investigator can use partners:
The appointment is made by a licensed private investigator of the Prometheus Group:
This appointment is neither paid nor time-limited.
The private investigator will take the time necessary to listen to you in order to gather all the information necessary to put in place a strategy tailored to your needs.
The strategy will be offered to you based on the information received,the type of mission and the location where it should be carried out.
However, the strategy will be:
This strategy will be offered to you via a mission mandate containing different otpions.
Once the proposed warrant has been duly signed, the private investigator assigned to your investigation will work with you to:
Then the mission will be carried out in accordance with the laws in force. During the mission, the private investigator responsible for carrying out the mission will keep you informed of the progress of the mission.
An investigation report will be provided at the end of the mission.
That will be: