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Insurance investigation allows to demonstrate a possible insurance fraud.
The insurance survey conducted by a private investigator is a major asset for insurance companies and mutuals.
The insurance survey allows:
The intervention of the private investigator is preceded by the passage of an expert, have relegated inconsistencies in the claim.
The investigator is responsible for defending the interests of a company or mutual insurance company.
In France, insurance fraud accounts for about 2.5 billion euros. There are many cases of insurance fraud:
The private detectives of the Prometheus Group implement strategies adapted to the request :
However,the insurance survey may be in favour of taxpayers. This is the case with life insurance contracts that are in default.
The private detectives of the Prometheus Group are trained in all the investigative techniques related to the insurance investigation.
It comes mostly from a false claim by the insured to his insurer, made for the purpose of receiving compensation.
Cases of health insurance fraud are usually due to the accumulation of daily allowances and paid activity by an insured, following a work stoppage.
They may also beunjustified and abusive work stoppages.
Defined in section 313-1 of the Penal Code, insurance fraud or fraud is the deceit of a natural or legal person for the purpose of being given funds.
Also according to Article 427 of the Code of Criminal Procedure, a company or mutual insurance company victim of a escoquerie must provide proof.
Insurance fraud is a number of things:
The role of the private investigator is to fix evidence of insurance fraud to defend the interests of a company or mutual insurance company.
The means used by private investigators are:
The presentation of a detailed and detailed report of several days of investigation allows the applicant to defend his interests in court but also to:
An accident (road, plane, boat and other) causes more or less physical or moral damage.
The indemnization of personal injury can be long and costly. Thus, when the amount is too high for insurance companies or mutuals, an insurance investigation may be conducted against the undauthic person.
The insurance investigation for the benefit of the insurer aims to:
Individuals who may be the subject of an insurance investigation are:
The insurance investigation is therefore used to raise doubts about the reality of a claim.
The private investigators of the Prometheus Group are likely to intervene in various disputes between insurers and insured.
The private investigator’s goals are:
Possible cases of figures include:
The investigation report therefore allows the prosecution of an insured who is attempting to commit an insurance scam.
As of January 1, 2016, the Ecker Act requires insurance companies and banks to search for beneficiaries of life insurance policies that are in default.
Financial institutions or insurers must try to identify deceased life insurance policyholders each year. In itself, it is a question of checking whether a beneficiary should be sought following the death of the policyholder.
As a result, the search for rights holders must be carried out.
In short, the obligations are:
The private detectives of the Prometheus Group are trained in investigative techniques to search for the rightful person.
The goal is to:
The Prometheus Group can search for beneficiaries in France and internationally through its network of privileged partners.
The appointment is made by a licensed private investigator of the Prometheus Group:
This appointment is neither paid nor time-limited.
The private investigator will take the time necessary to listen to you in order to gather all the information necessary to put in place a strategy tailored to your needs.
The strategy will be offered to you based on the information received,the type of mission and the location where it should be carried out.
However, the strategy will be:
This strategy will be offered to you via a mission mandate containing different otpions.
Once the proposed warrant has been duly signed, the private investigator assigned to your investigation will work with you to:
Then the mission will be carried out in accordance with the laws in force. During the mission, the private investigator responsible for carrying out the mission will keep you informed of the progress of the mission.
An investigation report will be provided at the end of the mission.
That will be:
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