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Insurance investigation

Insurance investigation allows to demonstrate a possible insurance fraud.

The insurance survey conducted by a private investigator is a major asset for insurance companies and mutuals.

The insurance survey allows:

  • to demonstrate insurance fraud (insurance scam)
  • to accurately verify the circumstances of a loss that resulted in harm
  • to find the beneficiaries of life insurance policies in default. (Eckert Law)

The intervention of the private investigator is preceded by the passage of an expert, have relegated inconsistencies in the claim.

The investigator is responsible for defending the interests of a company or mutual insurance company.

In France, insurance fraud accounts for about 2.5 billion euros. There are many cases of insurance fraud:

  • A restaurant deliberately set on fire by its owner who wants to be reimbursed.
  • An individual who perceives daily indibles exercising in addition, another activity or his own activity.
  • An individual who is the victim of a road accident who perceives indemnities when he no longer has any after-effects.
  • False statements to conceal the real circumstances of a disaster.

The private detectives of the Prometheus Group implement strategies adapted to the request :

However,the insurance survey may be in favour of taxpayers. This is the case with life insurance contracts that are in default.

The private detectives of the Prometheus Group are trained in all the investigative techniques related to the insurance investigation.

Enquête d'assurance

What the law says in Insurance investigation !

The insurance scam is a criminal offence under French law, punishable by a five-year prison sentence and a fine of 375,000 euros.

It comes mostly from a false claim by the insured to his insurer, made for the purpose of receiving compensation.

Cases of health insurance fraud are usually due to the accumulation of daily allowances and paid activity by an insured, following a work stoppage.

They may also beunjustified and abusive work stoppages.

The insurance scam!

Why prove an insurance scam?
The private investigator's goals!

Defined in section 313-1 of the Penal Code, insurance fraud or fraud is the deceit of a natural or legal person for the purpose of being given funds.

Also according to Article 427 of the Code of Criminal Procedure, a company or mutual insurance company victim of a escoquerie must provide proof.

Insurance fraud is a number of things:

  • Voluntary fire of one’s own property to collect indemnities (restaurant, cars, building)
  • False statement to the Police (Road accident, vehicle theft)
  • False insurance accident report (To benefit from personal injury indemnisations)

The role of the private investigator is to fix evidence of insurance fraud to defend the interests of a company or mutual insurance company.

The means used by private investigators are:

  • Surveillance and spinning (getting videos and photos)
  • The 202 certificate re-record or testimony
  • The Open Source survey and its study of social networks

The presentation of a detailed and detailed report of several days of investigation allows the applicant to defend his interests in court but also to:

  • to have the insured criminally convicted
  • make the insurance contract void
  • write off the insured from the insurance

Insurance investigation following personal injury!

Why use our services after a disaster?
The private investigator's goals!

An accident (road, plane, boat and other) causes more or less physical or moral damage.

The indemnization of personal injury can be long and costly. Thus, when the amount is too high for insurance companies or mutuals, an insurance investigation may be conducted against the undauthic person.

The insurance investigation for the benefit of the insurer aims to:

  • determine whether the insured is entitled to continue to collect the indemnisations
  • highlight an insurance scam (injury simulation)
  • get a medical counter-expertise

Individuals who may be the subject of an insurance investigation are:

The insurance investigation is therefore used to raise doubts about the reality of a claim.

The private investigators of the Prometheus Group are likely to intervene in various disputes between insurers and insured.

The private investigator’s goals are:

  • to verify the reality of injuries reported by a multi-day monitoring of the insured
  • to allow the intervention of a judicial officer after the intervention
  • facilitate the request for a counter-expertise

Possible cases of figures include:

  • the insured is truly married and must perceive the indemnities
  • the insured overplays and amplifies his wound to perceive indemnities.

The investigation report therefore allows the prosecution of an insured who is attempting to commit an insurance scam.

Life insurance contract in disrepair!

The Eckert Act!
The role of the private investigator!

As of January 1, 2016, the Ecker Act requires insurance companies and banks to search for beneficiaries of life insurance policies that are in default.

Financial institutions or insurers must try to identify deceased life insurance policyholders each year. In itself, it is a question of checking whether a beneficiary should be sought following the death of the policyholder.

As a result, the search for rights holders must be carried out.

In short, the obligations are:

  • identify deceased persons with life insurance
  • identify the beneficiaries of the life insurance policy
  • search for the beneficiaries of this life insurance (or their heirs)

The private detectives of the Prometheus Group are trained in investigative techniques to search for the rightful person.

The goal is to:

  • Search for rights holders of a life insurance policy in default
  • Find beneficiaries of a life insurance policy in default

The Prometheus Group can search for beneficiaries in France and internationally through its network of privileged partners.

The appointment
The strategy
The mission
The report

The appointment is made by a licensed private investigator of the Prometheus Group:

  • On videoconferencing
  • By phone
  • In the premises of the Prometheus Group
  • In a place of circumstance

This appointment is neither paid nor time-limited.

The private investigator will take the time necessary to listen to you in order to gather all the information necessary to put in place a strategy tailored to your needs.

The strategy will be offered to you based on the information received,the type of mission and the location where it should be carried out.

However, the strategy will be:

  • Adapted to the mission
  • Budgeted according to your needs and possibilities
  • No final extra cost (unless you expressly request to continue the mission)

This strategy will be offered to you via a mission mandate containing different otpions.

Once the proposed warrant has been duly signed, the private investigator assigned to your investigation will work with you to:

  • A mission schedule (modified according to events)
  • A location tracking (without you)

Then the mission will be carried out in accordance with the laws in force. During the mission, the private investigator responsible for carrying out the mission will keep you informed of the progress of the mission.

An investigation report will be provided at the end of the mission.

That will be:

  • Objective (findings of what the detective sees)
  • Detailed and detailed
  • Productable before the competent courts if necessary

You are looking for true proof professionals, contact us.